|
Retail Checking Accounts
Commercial Checking Accounts
Non-Profit Checking Accounts
Savings Accounts
Deposit Only ATM / Business Visa® Check Cards
Miscellaneous Services and Fees
Online Commercial Services
Commercial Checking Account Analysis Fees
Retail Checking Accounts
Carefree eChecking Account | Select Checking Account |
Preferred Checking Account | Triumph 50 Checking Account
| |
|
| Carefree eChecking Account |
| Minimum balance to open account |
$100 |
| Average monthly balance to avoid account maintenance fee |
$0 |
| Account maintenance fee |
$0 |
| Account maintenance fee For inactivity* |
$6 per month |
| VISA Check Card |
$1 card fee waived with 6 signature-based transactions per statement cycle |
| Paper statement fee |
$1 per month |
| eStatement |
Free |
*(No account activity for one year and balance less than $500.)
Interested in opening a Carefree eChecking Account or obtaining more information?
E-mail us at deposits@fidelitybank-pa.com
return to top
| |
|
| Select Checking Account |
| Minimum balance to open account |
$100 |
| Minimum balance to earn interest |
$1,500 |
| Average monthly balance to avoid account maintenance fee |
$3,500 |
|
Account maintenance fee
Exceptions to avoid account maintenance fees:
- Keep $15,000 average combined balances in a Fidelity checking, savings, money market, CD or IRA Account
- Keep $20,000 or more in outstanding installment Loan or line of credit balances
|
$12 per month |
| Account maintenance fee For inactivity |
$6 per month |
|
ATM/VISA Check Card
*(No account activity for one year and balance less than $500.)
|
Free |
Interested in opening a Select Checking Account or obtaining more information?
E-mail us at deposits@fidelitybank-pa.com
return to top
| |
|
| Preferred Checking Account |
| Minimum balance to open account |
$100 |
| Minimum balance to earn interest |
$500 |
| Minimum daily balance to avoid account maintenance fee |
$0 for the first six months, $500 thereafter |
|
Account maintenance fee
Exceptions to avoid account maintenance fees:
- Have a Direct Deposit
- Keep $2,000 in a single related savings, certificate, or money market account; or
- Maintain a $5,000 deposit relationship with Fidelity Bank; or
- Have a Fidelity Bank retirement account
|
$6 per month |
| Account maintenance fee for inactivity |
$6 per month |
|
VISA Check Card
*(No account activity for one year and balance less than $500.)
|
$1 card fee waived with 4 signature-based transactions per statement cycle |
Interested in opening a Preferred Checking Account or obtaining more information?
E-mail us at deposits@fidelitybank-pa.com
return to top
| |
|
| Triumph 50 Checking Account |
| Minimum balance to open account |
$100 |
| Minimum balance to earn interest |
$500 |
| Minimum daily balance to avoid account maintenance fee |
$0 for the first six months, $500 thereafter |
|
Account maintenance fee
Exceptions to avoid account maintenance fees:
- Keep $2,000 in a single related savings, certificate, or money market account; or
- Maintain a $5,000 deposit relationship with Fidelity Bank; or
- Have a Fidelity Bank retirement account
|
$6 per month |
| Account maintenance fee for inactivity |
$6 per month |
|
VISA Check Card
*(No account activity for one year and balance less than $500.)
|
Free |
Interested in opening a Triumph 50 Checking Account or obtaining more information?
E-mail us at deposits@fidelitybank-pa.com
return to top
Commercial Checking Accounts
Free Business Checking Account | Free Business Checking Account with Interest | Business Advantage Checking Account | Business Advantage Checking Account with Interest
| |
|
| Free Business Checking Account (1) |
| Average monthly balance to avoid account maintenance fee |
$0 |
| Account maintenance fee |
$0 |
| Activity charge |
25¢ per transaction charge on more than 500 transactions paid per statement cycle |
| Account maintenance fee for inactivity* |
$6 per month |
| Business Visa® Check Card |
$1 card fee waived with 5 signature based transactions per statement cycle |
| Paper statement fee |
$1 per month |
1% Rebate - All Fidelity Bank Business Visa® Check Card customers receive a 1% rebate on all signature based transactions.
*(No account activity for one year and balance less than $500. An account maintenance fee will be charged for either not maintaining the required minimum balance or for inactivity. Both fees will not apply at the same time.)
Interested in opening a Free Business Checking Account or obtaining more information?
E-mail us at deposits@fidelitybank-pa.com.
return to top
| |
|
| Free Business Checking Account with Interest (1,2) |
| Minimum balance to earn interest |
$500 |
| Average monthly balance to avoid account maintenance fee |
$0 |
| Account maintenance fee |
$0 |
| Activity charge |
25¢ per transaction charge on more than 500 transactions paid per statement cycle |
| Account maintenance fee for inactivity* |
$6 per month |
| Business Visa® Check Card |
$1 card fee waived with 5 signature based transactions per statement cycle |
| Paper statement fee |
$1 per month |
1% Rebate - All Fidelity Bank Business Visa® Check Card customers receive a 1% rebate on all signature based transactions.
*(No account activity for one year and balance less than $500. An account maintenance fee will be charged for either not maintaining the required minimum balance or for inactivity. Both fees will not apply at the same time.)
Interested in opening a Free Business Checking Account with Interest or obtaining more information?
E-mail us at deposits@fidelitybank-pa.com.
return to top
| |
|
| Business Advantage Checking Account (1) |
| Average monthly balance to avoid account maintenance fee |
$2,500 |
| Account maintenance fee |
$10 per month |
| Activity charge |
25¢ per transaction charge on more than 1,000 transactions paid per statement cycle |
| Account maintenance fee for inactivity* |
$6 per month |
| Business Visa® Check Card |
Free |
1% Rebate - All Fidelity Bank Business Visa® Check Card customers receive a 1% rebate on all signature based transactions.
*(No account activity for one year and balance less than $500. An account maintenance fee will be charged for either not maintaining the required minimum balance or for inactivity. Both fees will not apply at the same time.)
Interested in opening a Business Advantage Checking Account or obtaining more information?
E-mail us at deposits@fidelitybank-pa.com.
return to top
| |
|
| Business Advantage Checking Account with Interest (1,2) |
| Minimum balance to earn interest |
$500 |
| Average monthly balance to avoid account maintenance fee |
$2,500 |
| Account maintenance fee |
$10 per month |
| Activity charge |
25¢ per transaction on more than 1,000 transactions paid per statement cycle |
| Account maintenance fee for inactivity* |
$6 per month |
| Business Visa® Check Card |
Free |
1% Rebate - All Fidelity Bank Business Visa® Check Card customers receive a 1% rebate on all signature based transactions.
*(No account activity for one year and balance less than $500. An account maintenance fee will be charged for either not maintaining the required minimum balance or for inactivity. Both fees will not apply at the same time.)
Interested in opening a Business Advantage Checking Account with Interest or obtaining more information?
E-mail us at deposits@fidelitybank-pa.com.
return to top
Non-Profit Checking Accounts
Checking with Interest Account | Non-Interest Bearing Account
| |
|
| Checking with Interest Account (3) |
| Minimum balance to earn interest |
$500 |
| Minimum daily balance to avoid account maintenance fee |
$50 |
| Account maintenance fee |
$2 per month |
| Account maintenance fee for inactivity* |
$6 per month |
Interested in opening a Checking with Interest Account or obtaining more information?
E-mail us at deposits@fidelitybank-pa.com.
return to top
| |
|
| Non-Interest Bearing Account (3) |
| Minimum daily balance to avoid account maintenance fee |
$50 |
| Account maintenance fee |
$2 per month |
| Account maintenance fee for inactivity* |
$6 per month |
| * (No activity for one year and balance less than $500. An account maintenance fee will be charged for either not maintaining the required minimum balance or for inactivity. Both fees will not apply at the same time.) |
Interested in opening a Non-Interest Bearing Account or obtaining more information?
E-mail us at deposits@fidelitybank-pa.com.
return to top
| |
|
1 The Bank reserves the right to negotiate account maintenance fees and balance requirements
on an individual basis.
2 Available to sole proprietors.
3 Available to community based non-profit organizations only. |
|
| Savings Accounts |
| Statement Savings | Money Market Plus | Super Money Market |
| |
|
| Statement Savings Account |
| Minimum Balance to open account |
$100.00 |
| Minimum Balance to earn interest |
$100.00 |
| Minimum daily balance to avoid account maintenance fee |
$100.00 |
| Account maintenance fee |
$2 per month |
Account maintenance fee for inactivity
(No activity for 2 years and balance less than $200) |
$5 per month |
|
| |
Interested in opening a Statement Savings Account or obtaining more information?
E-mail us at deposits@fidelitybank-pa.com.
return to top |
| |
| |
|
| Money Market Plus Account |
| Minimum Balance to open account |
$1,000.00 |
| Minimum Balance to earn interest |
$100.00 |
| Minimum daily balance to avoid account maintenance fee |
$1,000.00 |
| Account maintenance fee |
$6 per month |
| More than 6 third-party checks per month |
$6 per check |
| Minimum check amount |
None |
| Account maintenance fee for inactivity |
None |
|
| |
Interested in opening a Money Market Plus Account or obtaining more information?
E-mail us at deposits@fidelitybank-pa.com.
return to top |
| |
| |
|
| Super Money Market Account |
| Minimum Balance to open account |
$10,000.00 |
| Minimum Balance to earn interest |
$10,000.00 |
| Minimum daily balance to avoid account maintenance fee |
$10,000.00 |
| Account maintenance fee |
$10 per month |
| More than 6 third-party checks per month |
$6 per check |
| Minimum check amount |
None |
| Account maintenance fee for inactivity |
None |
|
| |
Interested in opening a Super Money Market Account or obtaining more information?
E-mail us at deposits@fidelitybank-pa.com.
return to top |
| |
| Deposit Only ATM / Business Visa® Check Cards |
| |
|
Monthly fee
(Allows unlimited number of transactions and no other fees will be charged as long as you use a machine in the STARsm or PULSE® network) |
$1.00 |
| ATM transaction fee |
$2.00 per transaction outside of the PULSE® ATM network |
| ATM Mini Statement |
$2 per statement |
| Card replacement fee |
$8 |
| Rush replacement fee |
$25 per card plus cost of overnight service |
| Visa® Pass-Through fee |
1% of any international ATM, POS or debit card transaction |
|
| return to top |
| |
| Miscellaneous Services and Fees |
|
Non-customer check cashing
|
$10 |
|
Replacement of coupon payment book
|
$3 each |
| One-touch telephone banking |
Free |
| AnyTime Online Banking |
Free |
| Returned mail |
$5 |
| Verification of deposit account |
$5 |
| Early close fee (assesed when account is closed within 180 days of opening) |
$25 |
| Branch counter check |
$1 |
| Account reconcilement |
$5 per half hour |
| Check printing charges |
Prices may vary |
Wire Transfer:
Incoming
Outgoing
Foreign (incoming or outgoing) |
$15
$20
$40 |
| Cashier’s check |
$10 each |
| Canadian check fee |
$20 |
Sight Drafts:
Funds transferred to another financial institution
Funds transferred to Fidelity Bank |
$5 per transaction
Free |
| Research fee |
$25 per hour (Half hour minimum) |
|
Photocopies:
Statements, deposit tickets or checks
Account records
Account history (terminal print-out)
1099 statement
|
$5 per copy
$3 per page
$2 per page
$3 each |
| Processing levies, attachments, interrogatories, garnishments, subpoenas |
$100 each |
| Checks, ACH debits, ATM, or Debit Card purchases presented against non-sufficient funds |
$35 |
| Return of a deposited check |
$10 |
| Stop payment order |
$35 |
| Stop payment renewal |
$35 |
| Safe deposit box rentals |
Prices vary with size |
| Notary Service |
Free to account holders |
| Signature guarantee |
Free |
| Escheat processing fee |
$25 |
| Safe deposit box key replacements: |
|
| 1 Key |
$10 |
|
2 Key
(plus cost of lock, time and mileage of locksmith to drill and replace lock)
*The service is free as long as one or more payments are made each month. If no payments are made during the month, a $2.95 fee will be assessed.
|
$10 |
|
| return to top |
| |
| Online Commercial Services |
| |
|
| Business AnyTime Banking |
Free of Charge |
| Funds Transfer (funds transferred from another financial institution to a Fidelity Bank account) |
Free of Charge |
| Funds Transfer (funds transferred from Fidelity Bank to another financial institution) |
$2.00 per transfer |
| Online Cash Management |
$20 per month |
| Online ACH File Origination |
$5 per file |
| Online Wire Transfers Out |
$2 per wire |
| Remote Deposit Capture (2 year agreement, includes scanner) |
$75 per month |
| Remote Deposit Capture Items (2 year agreement) |
$0.15 per item |
| Remote Deposit Capture Items (3 year agreement, scanner included) |
$45 per month |
| Remote Deposit Capture Items (3 year agreement) |
$0.20 per item |
| Rejected item fee |
$5 per deposited item |
|
| return to top |
| |
| Commercial Checking Account Analysis Fees |
| |
|
| Account maintenance fee |
$9 per month |
| Deposit items |
12¢ per item |
| Checks paid |
15¢ per check |
| Deposits |
65¢ per deposit |
| Currency furnished |
$1 per $1,000 |
| Coin rolls purchased |
8¢ per roll |
| Currency deposited |
$1 per $1,000 |
| Deposited items returned |
$10 |
| Deposit adjustment |
$3 |
| Stop payment order |
$35 |
| Stop payment order renewal |
$35 |
| Additional statement |
$4 |
| Wire transfer in |
$15 |
| Wire transfer out |
$20 |
| Foreign wire (in or out) |
$40 |
| Cash management fee |
$25 per month |
| Canadian check fee |
$20 |
| Money/coin wrappers |
$2.50 per box |
| Cash shipment |
$20 |
| Coin bag seals |
$35 |
| Online Cash Management |
$20 per month |
| Online ACH File Origination |
$5 per file |
| Online Wire Transfers Out |
$3 per wire |
| Remote deposit capture (2 year agreement, includes scanner) |
$75 per month |
| Remote deposit capture Items (2 year agreement) |
$0.15 per item |
| Remote deposit capture (3 year agreement, scanner included) |
$45 per month |
| Remote deposit capture (3 year agreement) |
$0.20 per item |
| Rejected item fee |
$5 per deposited item |
| Foreign wire transfer (incoming or outgoing) |
$40 |
| Positive Pay |
$30 per account |
| Redeposit check fee |
$5 |
|
| return to top |
| |
|
Messages sent by e-mail may be intercepted by third parties or may be delayed in reaching the appropriate unit at Fidelity Bank. Please do not use email for communications containing confidential or time-sensitive information.