Home Equity Loans and Lines of Credit

Whether you want to refinance your existing mortgage to lower your current monthly payments or to borrow additional cash for costly home improvements, our 1st Position Fixed Rate Home Equity Loan is a perfect solution.

Repayment terms available for this product include:

• 3 Years - 20 Years   OR  
• Smart Pay (15/30) – Monthly payment based on a 30 year amortization, with a balloon payment required at 15 years

Features:

• Low interest rates
• No points
• Fast approval process
• Easy application process
• 1st lien position, up to 80% LTV

Additional home financing options are also available through Fidelity Bank's conventional Mortgage Loans.

Interested in learning more about our First Position, Fixed Rate Equity Loans?

• Fill out our Loan Form online
• Call us at 1-800-242-2500
• Stop in at one of our convenient branch locations
• Send us an email and we will respond promptly

Messages sent by e-mail may be intercepted by third parties or may be delayed in reaching the appropriate unit at Fidelity Bank. Please do not use email for communications containing confidential or time-sensitive information.

Thinking about home improvements? Looking for a way to consolidate and reduce debt? Or maybe you've got education expenses or other major purchases in mind, and you're wondering how you'll ever afford it all?

Home Equity Loans are ideal when you want payment stability and need to borrow a specific amount of money. Fidelity Bank's fixed payment home equity loans allow you to capitalize on the value of your home to get the things you need now – with flexible terms and very attractive interest rates.

• Low interest rates
• Take up to 20 years to repay
• Interest may be tax deductible
• Easy application process
• Fast approval process

Interested in learning more about our Home Equity Loans?

• Fill out our Loan Form online
• Call us at 1-800-242-2500
• Stop in at one of our convenient locations
• Send us an email and we will respond promptly

Messages sent by e-mail may be intercepted by third parties or may be delayed in reaching the appropriate unit at Fidelity Bank. Please do not use email for communications containing confidential or time-sensitive information.

A Fidelity Bank Home Equity Line of Credit is a flexible loan program that lets you enjoy financial security and convenience.

A Home Equity Line of Credit is ideal when you want a lower up front rate and need access to money at unpredictable times. Your line of credit acts like a revolving charge account – balance is restored as payments are made.

Plus, you have the option to choose which repayment plan is best for you – either "Principal and Interest" or "Interest-Only".

• Flexible loan program you can use over and over again
• Convenient access card which can be used in stores, online and for telephone and mail-order purchases – everywhere Visa® is accepted.
• Low interest rates, which are typically lower than the rates charged for most credit cards
• Interest may be tax deductible

GREAT NEW FEATURE: Fixed rate option allows you to lock in a fixed rate for a portion, or the full amount of your outstanding balance – build up to (3) separate loans, whenever you need them (repayment terms range from 12 – 180 months; minimum lock amount = $5,000; current home equity rates apply).

Interested in learning more about our Home Equity Lines of Credit?

• Fill out our Loan Form online
• Call us at 1-800-242-2500
• Stop in at one of our convenient locations
• Send us an email and we will respond promptly

Messages sent by e-mail may be intercepted by third parties or may be delayed in reaching the appropriate unit at Fidelity Bank. Please do not use email for communications containing confidential or time-sensitive information.