CESA Account

 
  • A beneficiary under age 18 must be designated (unless special needs individual)
  • The person contributing to CESA can be any age and does not have to be related to the beneficiary
  • Maximum annual cash contribution is $2,000 for each beneficiary
  • Contributions are nondeductible
  • All accumulated contributions and interest can be withdrawn tax free, provided they are used for the education of the beneficiary

 

 

Interested in opening a CESA Account or learning more?

  • Call us at 1-800-242-2500
  • Stop in at one of our convenient locations
  • Send us an email and we will respond promptly

Messages sent by e-mail may be intercepted by third parties or may be delayed in reaching the appropriate unit at Fidelity Bank. Please do not use email for communications containing confidential or time-sensitive information.

Effective date for all rates is 02/08/2012
[- Rates are subject to change without notice -]


Product / Term Minimum
to Open		 Interest Rate APY
Floating Rate CD $0 to $999 0.08% 0.08%
Floating Rate CD $1,000 - $24,999 0.11% 0.11%
Floating Rate CD $25,000 - $49,999 0.13% 0.13%
Floating Rate CD $50,000 - $74,999 0.18% 0.18%
Floating Rate CD $75,000 and over 0.28% 0.28%
1 Year Fixed Rate CD $500 0.21% 0.21%
3 Year Fixed Rate CD $500 0.61% 0.61%
5 Year Fixed Rate CD $500 1.33% 1.34%
7 Year Fixed Rate CD $2,000 1.86% 1.88%
Special 15 Month CD $500  0.32%  0.32%
Special 30 Month CD $500  0.56%  0.56%
Special 45 Month CD $500  1.46%  1.47%
* A penalty may be imposed
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