Traditional IRA

 
  • Established only for an individual
  • Maximum contribution amount that can be made per year is $5,000 or 100% of earned income if compensation is less. Earned income is compensation earned for work, such as salary. (Pension, social security, and disability payments do not qualify as earned income.)
  • If you are age 50 to age 70 1/2, you may contribute an additional $1,000 each tax year as a "catch-up" contribution
  • Contributions may be tax deductible
  • Interest earnings and deductible contributions are tax deferred until they are withdrawn

 

 

Interested in opening a Traditional IRA or learning more?

  • Call us at 1-800-242-2500
  • Stop in at one of our convenient locations
  • Send us an email and we will respond promptly

Messages sent by e-mail may be intercepted by third parties or may be delayed in reaching the appropriate unit at Fidelity Bank. Please do not use email for communications containing confidential or time-sensitive information.

Effective date for all rates is 02/08/2012
[- Rates are subject to change without notice -]


Product / Term Minimum
to Open		 Interest Rate APY
Floating Rate CD $0 to $999 0.08% 0.08%
Floating Rate CD $1,000 - $24,999 0.11% 0.11%
Floating Rate CD $25,000 - $49,999 0.13% 0.13%
Floating Rate CD $50,000 - $74,999 0.18% 0.18%
Floating Rate CD $75,000 and over 0.28% 0.28%
1 Year Fixed Rate CD $500 0.21% 0.21%
3 Year Fixed Rate CD $500 0.61% 0.61%
5 Year Fixed Rate CD $500 1.33% 1.34%
7 Year Fixed Rate CD $2,000 1.86% 1.88%
Special 15 Month CD $500  0.32%  0.32%
Special 30 Month CD $500  0.56%  0.56%
Special 45 Month CD $500  1.46%  1.47%
* A penalty may be imposed
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